If you are getting Social Security benefits at least four months before you turn 65, you generally do not need to enroll in Medicare. If you do not qualify for SSI, you may still qualify for Medi-Cal with or … States pay the Medicare premiums for people who receive SSI benefits if they are also eligible for Medicaid. Most states automatically grant Medicaid eligibility to those who are approved for SSI disability benefits. Do I have to be receiving my Social Security check to get Medicare? Usually, you must collect Social Security disability benefits for at least 24 months to enroll in Medicare. Getting SSDI usually means you’ll get more money. Most states automatically grant Medicaid when you get approved for SSI based on disability. Unlike Medicare, seniors can opt to start taking their benefits before their full retirement age. Medicare enrollment for SSDI recipients. Most people are automatically enrolled in Medicare Part A and Part B once they’ve been collecting Social Security Disability Insurance (SSDI) payments for 24 months. We’ll discuss each eligibility scenario in detail below. If you’re diagnosed with Lou Gehrig’s disease. In Original Medicare, also known as fee-for-service, it is important to present providers with both Medicare and Medi-Cal cards. Some people are even told by staff at the Social Security Administration or Medi-Cal that they will lose their Medi-Cal. This is good because in fact, you can’t pay those taxes for income that wasn’t covered by FICA tax. If you paid Social Security taxes for fewer than 40 quarters, you can still be eligible for Medicare Part A, but you will have to pay a monthly premium. Can you please explain what I should do? It is possible to get both Medicare and Medicaid. You’re considered covered under the health care law. If you become eligible for Medicare because of a disability and have been receiving Social Security Disability Insurance (SSDI) or railroad disability annuity checks for 24 months, you should automatically be enrolled in both Medicare Parts A and B at the start of your 25th month.. You should not have to contact anyone. If you decide to begin taking Social Security benefits, you will automatically be enrolled in Parts A and B of Medicare. Why doesn't Social Security Disability provide automatic medical care when SSI does? The consumer could make other arrangements such as quarterly payments in advance or automatic deductions from a bank account. This page explains when you get coverage without having to do anything. Why doesn't Social Security Disability provide automatic medical care when SSI does? Getting your Medicare card automatically. If you’re already receiving Social Security benefits when you become eligible, then it’s likely that you’ll be automatically enrolled in Medicare. You are not receiving your Social Security check yet, so your Medicare card would not come automatically. Individuals in those states will receive information about their Medicaid enrollment along with their SSI award letter when they are approved for SSI. Most people are automatically enrolled in Original Medicare when they turn 65 and get Social Security benefits. Medicare is linked to entitlement to Social Security benefits. Social Security benefits can also impact your Medicare coverage in other ways. Select the situation that applies to you to learn more. Since it’s possible to start collecting Social Security as early as age 62, you might be receiving benefits when your initial Medicare enrollment period and would be enrolled in Medicare automatically. The earliest you can begin taking Social Security benefits is age 62. However, if you sign up for Medicare before claiming Social Security, you will get a bill for Medicare Part B. Do you get Medicare coverage if you were approved for SSI? When you become eligible for Medicare Part A (24 months after your entitlement date for Social Security Disability benefits) you will automatically be enrolled in the Medicare program. You have options in either case. You are working full-time with company insurance. Contact Social Security if you don't receive enrollment information or a Medicare card at that time. If you get SSI Disability and have Medicaid. you will automatically get Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). Thanks, Janie, Longview, TX. Medicare is primary and Medi-Cal is secondary. With Original Medicare you can choose any medical provider that accepts Medicare and Medi-Cal, no referrals to a specialist is needed. If you get Social Security Disability Income (SSDI), you probably have Medicare or are in a 24-month waiting period before it starts. If you are already receiving Social Security Disability Insurance or other Social Security Disability benefits, you will be enrolled automatically in Medicare when you become eligible. If you get Social Security Disability Income (SSDI) and have Medicare . Do you get medical health care coverage with SSI? The standard Medicare Part B premium is $144.60 per month in 2020. You should be automatically enrolled in Medicare at the two-year mark. In most cases, it depends on whether you’re getting Social Security benefits. Claimants who are approved for SSI only typically receive Medicaid coverage in most states. There are also some other cases where you are automatically enrolled in Medicare. You may also become eligible for Medicare because of your spouse’s health care coverage. If you are currently receiving Social Security benefits, you don't need to do anything. Qualifying for Medicaid Medicaid is available to low-income parents, children, seniors and people with disabilities. And like SSI, Medicaid is subject to income and asset limitations. But if you don’t want to slash your Social Security benefits by filing ahead of full retirement age, then you can absolutely sign up for Medicare alone, and file for Social Security later on. Some people may enroll right away. The Social Security Medicare 24 Month Waiting Period How do you get meds in the two wait for Medicare after an Approval for Disability? If your birthday is the first of the month, your Medicare benefits will start the first day of the prior month. When you apply and qualify for Supplemental Security Income (SSI) at your local Social Security Administration office, you are automatically enrolled in Medi-Cal and will be sent a Benefits Identification Card (BIC). A: If you are already collecting some form of Social Security (either retirement benefits or disability benefits) when you become eligible for Medicare, you will be automatically enrolled Do you get medical healthcare benefits with Social Security Disability? In fact, most states let the Social Security Administration handle Medicaid enrollment for SSI recipients when they are approved for SSI. Generally, if you are approved for Social Security disability insurance (SSDI) benefits, you will receive Medicare, and if you are approved for Supplemental Security Income (SSI), you will receive Medicaid. You will be automatically enrolled in Medicare Parts A and B effective the month you turn 65. Signing up for Social Security automatically signs you up for Medicare, which covers some of the cost of seniors' medical care. You will automatically receive your card in the mail and get Parts A and B if: You already get Social Security or Railroad Board Retirement benefits (To receive benefits you must have worked and paid Medicare taxes for 40 quarters or the equivalent of 10 years.) No. You’re considered covered under the health care law and don’t have to pay the penalty that people without coverage must pay. If you do not receive Social Security benefits, then you will need to sign up for Medicare by calling the Social Security Administration at 800-772-1213 or online at You really don’t want to throw it away by accident, but tossing this important letter is easy enough — especially in the weeks before you turn 65, when you can expect to be deluged with mail from insurance companies trying to sell you some kind of private Medicare plan. Here’s when and how to enroll based on various disability situations. You don’t need to get a Marketplace plan. Medicaid is operated by the states, and the states are allowed to set eligibility criteria that are different than SSI’s criteria. How long will it take to receive my Social Security Award letter and back pay? For instance, you are typically automatically eligible for Medicare if you are receiving Social Security benefits when you turn 65. Many people who are turning 65 will be enrolled automatically in both parts of Original Medicare. Most people who receive Social Security Disability do not have to pay for Medicare Part A. When that happens, people are sometimes told that they will lose their Medi-Cal coverage, or that they will have to pay a higher share of cost because their income is too high. You won’t have to pay the penalty that people without coverage must pay. In most cases, you'll automatically get Part A and Part B starting the first day of the month you turn 65. You will receive a Medicare Initial Enrollment Period package 3 months before your 65th birthday. You don’t need to pay the full 10-years of Social Security taxes to qualify for Medicare, although it means you’ll need to pay more for Part A. 1 General Medicare Q&A General Medicare Questions Q: Do I have to apply for Medicare or do I get it automatically? Medicaid and SSI. If you have Supplemental Security Income (SSI) Disability, you may get Medicaid coverage automatically or you may have to apply. Eligibility for Medicaid depends on different factors, with income being a major one. You’ll receive your Medicare card in the mail up to three months before your coverage starts. But some people may be eligible for Medicare even sooner. This portion of Medicare only covers hospital bills and some medical and hospice expenses. If not, you’ll need to sign up. “If you are already collecting Social Security benefits by the time you turn 65, you will automatically be enrolled in Medicare Parts A and B upon turning 65,” Panko says. Does Social Security Disability pay for medicine prescriptions? Do I need to sign up? When you decide to retire … Your situation is difficult in that you seek coverage for a limited period each year. In most cases, you will become eligible for Medicare after you have been receiving Social Security Disability benefits for two years. You will automatically get Medicare Part A and Part B starting the first day of the month you turn 65. You’ll be eligible and automatically enrolled in Medicare Part A and Medicare Part B once you’ve been receiving Social Security Disability benefits, or disability benefits from the Railroad Retirement Board, for 24 months. However, this isn’t true in all states. In most cases, you will automatically begin receiving Medicare Part A and Part B benefits on the first day of the month you reach age 65. 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